Starting with iOS 18.1, Apple will allow developers to offer in-app NFC transactions using the Secure Element. Users can also set a default contactless payment app accessible via a double-click of the iPhone’s side button, a feature previously limited to Apple Pay. This update enables a wide range of contactless services, like payments and keys, across various apps. Initially available in select countries, developers must enter a commercial agreement with Apple to access the necessary APIs. This move follows Apple’s commitment to opening iPhone NFC payments to third-party providers after a European Commission antitrust investigation.
Read more – https://www.theverge.com/2024/8/14/24220323/apple-iphone-tap-to-pay-nfc-api